On Earning
Never depend on single income. Make investment to create a second source.
On Spending
If you buy things you do not need, soon you will have to sell things you need.
On Savings
Do not save what is left after spending, but spend what is left after saving.
On Taking Risk
Never test the depth of river with both the feet.
On Expectations
Honesty is very expensive gift. Do not expect it from cheap people.